Habitat for Humanity Brant-Norfolk believes in making affordable housing accessible to low-income families who could not otherwise afford to own a home.
Our Home Building Program is unique and grounded on three important concepts:
- Build homes using volunteer labour and donated materials.
- Sell homes to qualified partner families with a required commitment of 500 sweat equity hours in lieu of a down payment.
- Offer affordable interest free, no down payment mortgages with monthly payments set at 30% of a family’s household income.
Our Build Fund becomes a revolving source of subsidy to build the next home because partner families’ monthly mortgage payments are reserved to help the next family. With community support, partner family involvement and an effective building model, we can break the cycle of poverty.
We BUILD affordable homes
Partner Families BUY the homes
We RE-INVEST the money to help the next family.